Booking open · UK-wide

Your credit file,
read like an analyst.

I go through UK credit profiles line by line, what's helping, what's hurting, and exactly what to fix first, so car finance, mortgages and real financial stability stop feeling out of reach.

  • Credit & Personal Finance Educator
  • DipFA (pending)
  • Educational, never preachy

Work With Me

Start free. Go deeper when you're ready.

Three ways in: a free personal audit of your situation, a 1:1 Credit Clarity Call on whatever you're stuck on, or the toolkits when you'd rather work through it yourself.

Step 1 · Free

Free Credit Report Audit

£0limited slots each week

Tell me where you're stuck and I'll personally look at your situation. You get 2–4 proven moves to raise your score.

  • ~60-second form, no card needed
  • Reviewed by me, not an algorithm
  • 2–4 tailored next moves by email
  • No hard credit check, ever
Request Your Free Audit

Response within a few days

Digital · Do it yourselfComing soon

The Toolkits

From £7one-time · yours to keep

The session is done with you. These are done by you: the same method, written down, worked through at your own pace.

  • Credit Repair Toolkit: the whole repair method, start to finish
  • Dispute Letter Templates: bureau-ready wording, fill in and send

Three more toolkits are in the set. They're revealed at launch. Add your email below to see them first.

First access and launch pricing go to the list

A few free hardship slots are set aside every month. If money is the barrier, just ask when booking.

Nehan Khan, credit and personal finance educator, walking outdoors in a navy suit Nehan Khan London, UK

About Me

So glad you're here. I'm Nehan.

I help people across the UK take control of their finances through 1:1 credit audits, credit repair support, and proven debt elimination strategies, plus simple budgeting systems that reduce financial stress instead of adding to it.

Whether you're new to the UK, on a student visa, rebuilding poor credit, or working towards mortgage readiness, I break everything down into clear, actionable steps that work in real life, in whichever language you're most comfortable in.

  • BSc in Business Management with Finance
  • Diploma for Financial Advisers (DipFA, pending)
  • English
  • Deutsch
  • اردو
Read more →
The first page of the Credit Clarity Checklist: a navy header, then the "Know where you stand" section with tick boxes for pulling all three credit reports, noting each score and finding your utilisation

Free Resource

The Credit Clarity Checklist

A free, no-fluff PDF that walks you through how to actually read your credit report, the red flags most people miss, and a simple 30-day plan to start improving it, straight to your inbox.

No spam. Unsubscribe anytime.

How It Works

One session, step by step.

However you come in, the shape is the same: focused time on your actual situation, no jargon, no judgement, and you leave with the plan in hand.

Book & pick your focus

Book your hour and tell me what's hurting in the short intake form, score, disputes, or debt, so we start exactly where it matters.

≈ 2 min · Calendly + Stripe

The live session

A screen-share walkthrough of your actual report and numbers, line by line, in plain English. Ask anything.

60 min · Google Meet

Leave with the plan

A written summary and prioritised action list lands in your inbox, so nothing from the hour gets lost.

Summary + action list
Book Your Session Not ready to book? Start with the Credit Clarity Checklist.

Client Notes

Don't take my word for it.

Real sessions, real results, here's what clients say after working together.

580 → 667 · 6 weeks
Within 6 weeks of our audit, my score jumped 87 points and I finally got approved for my car finance. I wasted years guessing before this.
SM Sarah M. Car finance approved
Utilisation fixed · wk 1
I always paid my card in full and still couldn't work out why my score wasn't moving. Turns out it was utilisation - Nehan explained it in 10 minutes and I fixed it myself that week.
DR Daniyal R. New to UK credit · student visa
−£2,400 debt · 6 months
The budgeting system actually stuck - six months on and I've cleared £2,400 of credit card debt without feeling like I was depriving myself.
PK Priya K. Debt-free plan · budgeting

Free Content

A tonne of value, before you spend a penny.

Weekly credit and money breakdowns, the same thinking that goes into paid audits, free on your feed.

Latest on YouTube

Watch the newest breakdown

Credit scores, disputes, debt payoff and the rest of your money, explained the way I'd explain them to a friend.

Shorts

Latest Short

Reels

Latest Reel

TikTok

Latest TikTok

Before You Book

Fair questions, straight answers.

Can you guarantee my score will go up?

No, and be wary of anyone who says yes. What I can do is show you exactly what's holding your profile back and the precise order to fix it in. When the right items get fixed, scores follow.

Is this financial advice?

No. Sessions, courses and content are educational. I help you understand your credit profile and your options. For regulated advice (like a specific mortgage recommendation), you'd see an adviser.

What do I need before a session?

Just access to your credit report. I'll send you a short note on how to pull it free of charge after you book. No prep beyond that.

Which languages can we do the session in?

English, German or Urdu, whichever you're most comfortable discussing your finances in.

What if money is tight right now?

Start with the free credit audit, I'll personally look at your situation and send you a few tailored moves, no card needed. A few free hardship slots are also set aside every month, so just ask when booking. The free tools, the checklist and everything I post weekly stay free either way.

Ready to get your credit file handled?

Book a 1:1 session and leave with a plan, not just a number.

Book Your Session

£89 · 60 min · Google Meet